Important Notes:,,,,,,,,,,
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1.,"This file includes contracts/plans as of April 25, 2013.  The data does not reflect information for Employer sponsored plans, Part B only plans, Medicare/Medicaid plans, or plans not offering a Part D drug benefit (Medicare Advantage only plans, HCCP Cost plans, etc.).",,,,,,,,,
2.,"Part C Premium:  The Part C premium for Medicare Advantage Plans, Cost Plans, and Demonstrations covers Medicare medical and hospital benefits, and supplemental benefits, where offered.  Beneficiaries generally are also responsible for the Part B premium.",,,,,,,,,
3.,"Part D Basic Premium:  The Part D Basic Premium covers the basic prescription benefit only and does not cover enhanced drug benefits, medical benefits, or hospital benefits.  Note: the Part D Basic Premium is net of any Part A/B rebates applied to ""buy down"" the drug premium for Medicare Advantage plans.  Beneficiaries are also responsible for their Part B premium and any premiums for Medigap coverage to meet their individual needs.",,,,,,,,,
4.,"Part D Supplemental Premium:  The Part D Supplemental Premium covers any enhanced benefits that may be offered by a plan above and beyond the basic (standard) Part D benefit.  These benefits may include extra coverage in the coverage gap, lower copayments than the standard benefit, coverage of non-Part D drugs (e.g. benzodiazepines), etc.  Note: the Part D Supplemental Premium is net of any Part A/B rebates applied to ""buy down"" the drug premium for Medicare Advantage plans.",,,,,,,,,
5.,"Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums.  Note: the Part D Total Premium is net of any Part A/B rebates applied to ""buy down"" the drug premium for Medicare Advantage plans; for some plans the total premium may be lower than the sum of the basic and supplemental premiums due to negative basic or supplemental premiums.  ",,,,,,,,,
6.,"Part D Premium Obligation with Full Premium Assistance:  This column indicates the total Part D premium a beneficiary receiving a full low-income subsidy would pay for a plan.  If column M, with the header ""Part D Basic Premium Below Regional Benchmark?"" in the states tabs, is listed as ""Below Regional Benchmark"" and the Part D Premium Obligation with Full Premium Assistance is <$2.05, then that portion is waived by the plan.",,,,,,,,,
7.,"Tiers Not Subject to Deductible:  In 2013, plans can indicate tiers where the deductible does not apply. This is a flag to capture instances where the plan has some tiers that are exempt from the deductible.",,,,,,,,,
8.,"Increased Initial Coverage Limit:  The Increased Initial Coverage Limit column specifies (with a ""Yes"") any plans that have increased the initial coverage limit applicable to Part D drugs (from the standard $2,930).  Plans that have eliminated the initial coverage limit entirely are not displayed as ""Yes"" in this column, but are denoted as ""All Formulary Drugs"" as the type of coverage offered in the coverage gap.",,,,,,,,,
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