Important Notes:,,,,,,,,,,
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1.,"This file includes contracts/plans as of September 5, 2014 (updated November 4, 2014).  The data does not reflect information for Employer sponsored plans, Part B only plans, Medicare/Medicaid plans, or plans not offering a Part D drug benefit (Medicare Advantage only plans, HCCP Cost plans, etc.).",,,,,,,,,
2.,"Part C Premium:  The Part C premium for Medicare Advantage Plans, Cost Plans, and Demonstrations covers Medicare medical and hospital benefits, and supplemental benefits, where offered.  Beneficiaries generally are also responsible for the Part B premium.",,,,,,,,,
3.,"Part D Basic Premium:  The Part D Basic Premium covers the basic prescription benefit only and does not cover enhanced drug benefits, medical benefits, or hospital benefits.  Note: the Part D Basic Premium is net of any Part A/B rebates applied to ""buy down"" the drug premium for Medicare Advantage plans.  Beneficiaries are also responsible for their Part B premium and any premiums for Medigap coverage to meet their individual needs.",,,,,,,,,
4.,"Part D Supplemental Premium:  The Part D Supplemental Premium covers any enhanced benefits that may be offered by a plan above and beyond the basic (standard) Part D benefit.  These benefits may include extra coverage in the coverage gap, lower copayments than the standard benefit, coverage of non-Part D drugs.  Note: the Part D Supplemental Premium is net of any Part A/B rebates applied to ""buy down"" the drug premium for Medicare Advantage plans.",,,,,,,,,
5.,"Part D Total Premium: Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums.  Note: the Part D Total Premium is net of any Part A/B rebates applied to ""buy down"" the drug premium for Medicare Advantage plans; for some plans the total premium may be lower than the supplemental premium due to a negative basic premium.",,,,,,,,,
6.,"Part D Premium Obligation with Full Premium Assistance:  This column indicates the total Part D premium a beneficiary receiving a full low-income subsidy would pay for a plan.  If column M, with the header ""Part D Basic Premium Below Regional Benchmark?"" in the states tabs, is listed as ""Below Regional Benchmark"" and the Part D Premium Obligation with Full Premium Assistance is <$2.00, then that portion is waived by the plan.",,,,,,,,,
7.,"Tiers Not Subject to Deductible:  In 2015, plans can indicate tiers where the deductible does not apply. This is a flag to capture instances where the plan has some tiers that are exempt from the deductible.",,,,,,,,,
8.,"Increased Initial Coverage Limit:  The Increased Initial Coverage Limit column specifies (with a ""Yes"") any plans that have increased the initial coverage limit applicable to Part D drugs (from the standard $2,960).  ",,,,,,,,,
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